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    Money, Credit, and Banking




Knowledge is the key to success. This program uses our team of experts to get rid of your debt for you, and take you by the hand, step-by-step, to help you actually get your debt discharged.

You are 100% within the law. You are 100% within your rights...but you need to understand the process. Let me explain.

Debt = Slavery: The Borrower is a Slave to the Lender

You can't be free if you have debt. It's a universal principle. It's quite simple.

Now, the following information will seem almost unreal. We have all spent our lives learning what we know about money, banking, government, etc. That's our whole life...and yet I'm expecting you to understand what you are about to discover in just a few minutes? I'm expecting you to believe me? No and No.

That's why we provide you with the information for you to verify this system. We provide links to much of the information because many people want to do their own research to overcome the false teaching and incorrect data that they've been taught about money, about banking, about debt, and about the government's role in all of this.

How is it possible that the UNITED STATES IS BANKRUPT!?! Almost 100 years ago, the government agreed to pay the debts of all Americans! They had to do this because they had just outlawed lawful, constitutional money! Years of college will not teach you the truth. Not a single professor I ever met could answer the question: How was the "Federal Reserve Act of 1913" ever passed? It's unconstitutional according to Article 1, Section 8, paragraph 5 of the Constitution, which gives Congress the power "to coin money, regulate the value thereof, and of foreign coin...". How was "
HJR 192 - to Susped the Gold Standard and Abrogate the Gold" ever passed by congress in 1933?

Yet the Federal Reserve Banking System does exist. Here is a bit of history and education on banking and money and how it really works.



The government does not manufacture money. Yes, I know that sounds strange, but it's true. Here's how money is created in the U.S.

  • Congress says "we need money, so we approve the borrowing of $10 Billion."
  • They go down to the US Treasury Department, who doesn't have any money either because it's already been spent earlier in the year.
  • The treasury department says, hey, go over to the Federal Reserve.
  • So Congress tells the Federal Reserve, "We need $10,000,000,000 and it's been approved."
  • The Federal Resrve man or woman says, "Okay, then, issue some treasury bills worth $10 Billion, give them to us and we'll loan you $10 Billion."
  • So the Federal Reserve writes the US Government a check for $10 Billion.
  • And the Federal Reserve authorizes about $1.5 Billion in new bills...
  • And the government deposits that $10,000,000,000 and can now spend $10 Billion to pay it's employees and such.

Now, where did the $10 Billion come from? Get ready for the answer because it's amazing: The answer is that the $10 Billion was created out of thin air. Nothing even backs our money any more, so there doesn't have to be anything backing the money any more. Got it? Good. The money was created out of a debt obligation. The debt obligation now belongs to the people of the US. And over 99% of the money created in the US is created by debt obligation.

In other words, darn near all money is created out of debt obligation.



Now, since HJR 192 of 1933 outlawed real, lawful money, i.e. money backed by gold or silver, banks don't have any money to loan. And here's how it works out:

  • You go to the bank, thinking they can loan you some money, say $100,000.
  • The bank says, "Do you have any collateral worth over $100,000?"
  • You say, "Yes, the house itself."
  • They say, "Okay, let's monetize that collateral that you provided."
  • They then loan you $100,000 after you sign a piece of paper saying you'll pay it back with interest - a promissory note - a mortgage.
  • The money didn't exist until you signed the piece of paper.
  • You sign and *poof* the money is suddenly created out of thin air. You provided the signature on the promissory note and thereby funded the "loan" to yourself.
  • The bank now owns your home. And you get to live in it and pay the taxes on it. And pay back the money you created in the first place, with interest.
  • Deal closed.

That is a simplified version, but in essence, any bank auditor can prove beyond any shadow of a doubt that it was your promissory note that funded the loan. It has been proven over and over in various courts.

So the bank never really made a loan to you. You provided the value. The bank monetized it through your signature.

THE BANK WAS NEVER AT RISK FOR ANYTHING!

But this is not popular information to spread around and I'm sure you can see why.

How it Works...

According to UCC Article 3, Section 603, if you make an offer to pay off your debt obligation and it is refused, the "lender" is in default and the debt is no longer valid: The debt is discharged because the lender is in default.

By law, (15 USC 1692g § 809. Validation of debts) you have the right to request a verification and validation of the debt. If the loan was not granted by a real person, like a corporation is not a real person, then they, essentially, can not verify and validate the debt. It's impossible.

So you make an offer to pay off your debt obligation, pending verification. Then, when the lending institution does not verify and validate the debt, you send a fault letter, giving them the opportunity to cure their fault. Then, when they don't do that, you send them a default notice and demand the discharge of all debt.

That is basically how it works.

The Real Secret

The real secret behind how it works is in the discovery process. You are going to discover why it works, how it works, and you are going to be taken by the hand through the process the first time through to completion for an unsecure debt.

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