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    Credit Card Payment Calculator



A

B

C

D

Do not Enter Anything in these three boxes!

Account Balance
(no commas)

Annual Interest Rate
i.e. 13, 16, 21

Minimum Payment Percent
i.e. 1, 2 or 3

Minimum Payment Amount

Interest Charges

Number of Payments

Total # of Years to pay off this card by making the minimum payment

If it will take more than 600 payments to pay off your debt, the number in the "number of payments" block will be really small . . . like 3! Try changing the "Minimum Payment Percent" or "Minimum Payment" and recompute.


Use this FREE credit card payment calculator to figure the total interest you'll pay if you make only minimum payments!

Figure the total amount of interest you'll end up paying if you make only minimum credit card payments! Also, see how many years (in months) it will take to pay off your balance up to a maximum of 600 payments (50 years!)

Fill in column A-D. (enter the minimum payment %, found on the back of your statement, in column C)  Click the compute button or reset to check another card.